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The Ultimate Guide to NDIS Funding: Everything You Need to Know

In seeking support and healthcare services, it is vital for individuals, especially those with disabilities, to understand the NDIS funding. It can be emotionally and physically taxing to take care of a person living with a disability. Now, adding to the burden of finances on top of everything can leave you in bad shape.

Applying for NDIS is a great way to offload yourself and the person living with a disability with that financial burden. Additionally, it helps significantly improve the individual’s and families’ quality of life. Through NDIs, people with disabilities can access the same things every other person can get. This includes a place to live, a hobby, a job and more.

If you are an Australian citizen or have a permanent residency and are living with permanent disability, there are certain things you need to know about NDIS funding. Here is your go-to NDIS funding guide that you should follow!

Overview of the NDIS

The National Disability Insurance Scheme (NDIS) is a government initiative in Australia that offers support and assistance to individuals with disabilities. Through NDIS funding, people living with disabilities are empowered by getting more significant control over their lives and the services they get.

NDIS provides the necessary funding to help people with disabilities get support services such as therapy, personal care, equipment, and any other support each individual might need. Participants of NDIS work with an NDIS plan coordinator to develop a personalised plan that perfectly outlines their goals and the support necessary to achieve them. Through the Scheme, the quality of life of people with disabilities is improved, and the inclusion of people is enhanced.

Understanding NDIS Funding

Not everyone is eligible for the NDIS funding. You must meet a set criteria and qualify for the various steps needed to access NDIS funding. The NDIS eligibility criteria are as follows.

First, you must be a permanent Australian citizen or have a protected special category visa. Also, you need to be below 65 years old and have a permanent disability that significantly affects your daily life.

Before applying for NDIS funding, it is essential to have all the information and documentation. This includes your medical reports, assessments, and other supporting documents. Also, work with an NDIS provider to understand the help and support you need. Once everything is set, you can go ahead and contact the NDIS for funding, which will ask some questions to verify if you qualify for the funding and plan a meeting with you,

You will meet with a registered NDIS provider to discuss your goals and needs. The planner will help you create a plan that states your needs and the funding you will receive from the NDIS. After this, you will receive an NDIS plan that says the support and funding you will receive from NDIS.

Managing NDIS Funding

Once you start receiving the NDIS funding, how do you manage it? During the meeting with the NDIS provider, they will ask how you plan to manage the funds. Also, they can help you choose the best way to manage your funds. There are several ways you can choose from:

Self Management

In this case, the National Disability Insurance Agency (NDIA) will give you the funding, allowing you to access the support that will help fulfil your needs and achieve your goals.

NDIA Managed Funding (Agency-Managed Funding)

Here, the NDIS will pay your NDIS disability provider on your behalf. They will help you manage the bookkeeping and record how you spend the funds. If you choose to go this route, make sure you choose reliable and registered NDIS providers.

Plan Managed Funding

In plan-managed funding, the NDIS provides financing that you pay your plan manager, who will pay the providers. They will keep track of your funds and take care of financial reporting for you.

Accessing Support and Services

Through funding, individuals with disabilities can receive the NDIS disability support services they need anytime. This helps them to pursue their goals and live a quality life. You can apply for an access request via phone or online.

Here, you will need to confirm your identity or that of the person acting on your behalf. Also, you will need to state the disability support you are currently receiving. Also, you provide consent to enter the Scheme and share information with a third party.

Some of the support that you can get through NDIS funding include:

  • Better housing
  • Home modification
  • Improved learning
  • Assistive technology
  • Transport
  • Improved daily living

Review and Appeals Process

The NDIS provides an avenue for appeals and reviews that ensure participants get the support and services they need. As an NDIS participant, you are entitled to appeal against the decision made by the NDIA regarding their funding and support plans. The process ensures fairness and accountability, allowing individuals to address concerns and seek resolutions if their needs are unmet. The review and appeal process can take the following course:

  • Submitting an internal review within three months of receiving the decision.
  • Your case will be reviewed by an NDIA staff member who was not involved in the original decision.
  • The reviewer will check all the available information and evidence provided and complete the review process. Then, the NDIS will inform you of the outcome, which can be revision, upholding, or altering the original decision.

If the internal review outcome is not satisfactory, you can go ahead with the appealing process as follows:

  • Make the application to the AAT within 2 days of the internal review’s decision.
  • A conference is held before the hearing to clarify the issues in question.
  • There will be a hearing for you and the NDIA if no settlement is reached.
  • After reviewing the case, the AAT will provide a decision that may confirm, alter, or revoke the NDIA decision.


NDIS funding is vital for individuals living with disabilities. The Scheme provides support, enhances the quality of life, and fosters inclusion. Participants can empower themselves by navigating the NDIS application process, managing funds effectively, utilising available support services, and leading fulfilling lives.

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